Medical Insurance Consultation
Stop overpaying for healthcare? Balto fights back.
Our medical team and healthcare professionals help lower prescription costs, negotiate medical bills, and challenge insurance denials. With a Balto membership, you have a team on your side for today’s problem and what will definitely come next.
Book a free consultationStarts with a doctor visit
Online, from home
WHAT WE TAKE ON
Find out how Balto helps you pay less.
Tell us about the prescription, medical bill, or insurance problem you’re dealing with. During your free consultation, a Balto doctor will discuss your situation, explain how we may be able to lower your costs, and walk you through the next steps.
Real people. Real help.
Real people. Real help.
Medication coverage
I would like to thank u all first & foremost for working with my insurance to get me coverage! It is a blessing as I'm on a fixed income since my husband passed away 3 months ago.
Lisa
INSURANCE
I've been extremely happy how quickly you got me approved after several attempts working with my insurance to no avail. I'm not gonna lie I was skeptical when I first applied with Balto, thinking what could they do I hadn't already tried. But they did! I have no regrets and could not be happier!
Balto member
*Case outcomes vary; approvals aren’t guaranteed.
Support that continues beyond your first problem.
Your membership gives you ongoing protection against unnecessary healthcare costs, including guidance before you schedule care or fill a prescription.
WHAT WE TAKE ON
More ways to pay less. Balto’s on your side.
Pay less for medication
Our medical team reviews your coverage and looks for the best and most affordable option, including pharmacy discounts and appropriate treatment alternatives, to help reduce what you pay.
Reduce expensive medical bills
We review bills for errors, confirm exactly how much your insurance should be covering , and work with providers and insurers to make sure you don’t pay a penny more than you have to.
Challenge insurance denials
Our medical professionals help build your case, handle supporting documentation, and pursue prior authorizations and appeals for the coverage you’re entitled to.
Avoid overpaying for upcoming care
Before scheduling a procedure, test, or treatment, turn to Balto. We help you understand your coverage, compare costs, and find the best and most affordable options.
TEAM
Meet your Doctors & Health Experts
Balto combines insurance advocacy, technology, and clinical review when medically appropriate to help move coverage problems forward.
Adam Friedlander, MD
Chief Medical Officer
Hong Walker, PA
Physician Assistant
Rob Rogers, MD
Internal & Precision Medicine
Jennifer Graff, NP
Nurse Practitioner
Fred Weiss, MD, DPT, RMSK
Musculoskeletal Medicine
Roni Enten Vissoker, PhD, CNS, CDN
Director of Individualized Nutrition
Board-certified doctors
Decades of medical experience.
Research-driven approach
Protocols built on peer-reviewed science and real-world patient outcomes.
Support at every step
A dedicated team working together to help you meet your health goals and stay on track for good.
Adam Friedlander, MD
Chief Medical Officer
Hong Walker, PA
Physician Assistant
Rob Rogers, MD
Internal & Precision Medicine
Jennifer Graff, NP
Nurse Practitioner
Fred Weiss, MD, DPT, RMSK
Musculoskeletal Medicine
Roni Enten Vissoker, PhD, CNS, CDN
Director of Individualized Nutrition
Yes. Your initial consultation is free. Before you decide to join, we’ll explain the membership price, what it includes, and any additional fees, so you can decide whether to move forward.
Your first doctor consultation is free. During the consultation, you’ll discuss your goals and medical history with a physician to see whether Balto may be able to help. If you choose to move forward, Balto membership is $35 for the first month, then $125/month.
Membership includes physician consultations, prescription support if appropriate, prior authorizations, follow-ups and appeals, nutrition coaching, and ordering/refill guidance. Medications are billed separately.
Balto is your ongoing watchdog against unnecessary healthcare costs. Your membership gives you medical professionals and advocates to turn to for new bills, expensive prescriptions, and insurance questions. Before scheduling a test or treatment, we can also help you understand your coverage and explore more affordable options, so you can avoid overpaying in the first place.
Yes. Our doctors are licensed in all 50 states and Washington, D.C. Balto Health services are currently available in the following states: Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, West Virginia, and Wyoming, and Washington, D.C.. We’re rapidly expanding, so if we’re not yet in your state, join the waitlist and we’ll notify you when we launch there.
No. You keep your current doctor and insurance. If a different insurance plan might better suit your needs, we can discuss your options. Changing plans is never required.
If we can’t reduce your healthcare costs, you won’t pay for our service. Any fees you’ve already paid to Balto will be refunded.
Healthcare costing too much? Bring it to Balto.
Start with a free consultation about your bill, prescription, or insurance problem.
Book a free consultation