Welcome Offer: $35 for the first month of care (applied at checkout)

You paid for health insurance. Why are you paying for care it should cover?

Founders discussing medical charts

FDA-APPROVED
MEDS ONLY

When your coverage isn’t working, Balto takes on the fight. We handle the paperwork, prior authorizations, denials, appeals, and follow-up from start to finish.

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Founders discussing medical charts

FDA-APPROVED
MEDS ONLY

What Balto takes on

Medication coverage, denied care, bills, appeals, and insurance problems you should not have to fight alone.

GLP-1s for Weight Loss & Diabetes

GLP-1s for Weight Loss & Diabetes

Ozempic, Wegovy, Zepbound, and Foundayo with full insurance support and denial management.

Hair Loss Help

Hair Loss Help

Finasteride, Dutasteride, Minoxidil, and custom formulations for everything from HRT-related hair loss to male-pattern baldness.

Lab Testing & Imaging

Lab Testing & Imaging

Complete Blood Panels, Advanced Cardiac Imaging, MRI, DEXA, Genetics & more

Skin Care for Acne

Skin Care for Acne

Prescription Retinoids, Antibiotics, Skin Genetics, and customized formulations for your unique needs.

Genetic Testing for Dementia & Cardiac Risk

Genetic Testing for Dementia & Cardiac Risk

APOE, PCSK9, LDLR, COMT, TMEM106B, SNCA & More

DNA-Based Health & Fitness Plans

DNA-Based Health & Fitness Plans

Learn how your genetics shape your Nutrition, Exercise, and Recovery needs.

Perimenopause & Menopause Care

Perimenopause & Menopause Care

HRT, Sleep, Mood, Skin & Hair Support so you can feel like you again.

What we do?

We provide the best way to have a doctor review your needs and create your ideal treatment plan using the lowest-cost option available.

We build the case

We review what your plan requires and gather what the insurer needs.

We fight the denial

We handle prior authorizations, appeals, paperwork, and follow-up.

We find the next path

If coverage is blocked, we help identify the safest, most affordable option available

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100% online process
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No hidden fees

Unlimited clinical support when your case needs it

Balto combines insurance advocacy, technology, and clinical review when medically appropriate to help move coverage problems forward.

Board-certified doctors

Decades of medical experience.

Research-driven approach

Protocols built on peer-reviewed science and real-world patient outcomes.

Support at every step

A dedicated team working together to help you meet your health goals and stay on track for good.

Need help?

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See all questions

Balto Health helps patients access insurance coverage or lower costs for hard-to-get medical services and medications.

Our doctors are licensed in all 50 states and Washington, D.C. Balto Health services are currently available in the following states: Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, West Virginia, and Wyoming. We're rapidly expanding, so if we’re not yet in your state, join the waitlist and we’ll notify you when we launch there.

We offer transparent pricing with no hidden fees. Our pricing varies based on your specific medication needs and insurance coverage. You can read more in Pricing.

Yes. Balto Health is a subscription-based service. You're billed monthly and can cancel at any time. Most of our patients stick around long term because we help them maintain access to life-changing medication and handle the paperwork with their insurers every step of the way.

© 2026 Balto Health Inc. All Rights reserved.